Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $584,309 | $100,139+483.5% | $85,187+585.9% | $145,884+300.5% |
| Participation rate | 40.0% | 74.1%-34.1pp | 67.5%-27.5pp | 80.3%-40.3pp |
| Annual return | -11.73% | 84.15%-95.9pp | 66.67%-78.4pp | 551.85%-563.6pp |
| Employer contribution / active EE | $2,070 | $3,238-36.1% | $2,732-24.2% | $4,662-55.6% |
| Participant deferral / active EE | $12,800 | $5,296+141.7% | $4,525+182.9% | $6,690+91.3% |
| Admin fee / account holder | $5,113 | $7,262-29.6% | $6,162-17.0% | $13,392-61.8% |