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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,896 | $134,817-34.8% | $123,973-29.1% | $155,188-43.4% |
| Participation rate | 66.7% | 79.4%-12.7pp | 76.7%-10.0pp | 80.8%-14.1pp |
| Annual return | 14.72% | 515.49%-500.8pp | 388.13%-373.4pp | 148.84%-134.1pp |
| Employer contribution / active EE | $1,750 | $4,425-60.5% | $4,126-57.6% | $4,248-58.8% |
| Participant deferral / active EE | $6,544 | $5,706+14.7% | $5,247+24.7% | $6,531+0.2% |
| Admin fee / account holder | $6,791 | $13,245-48.7% | $11,799-42.4% | $14,480-53.1% |