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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,638 | $29,736-74.3% | $56,033-86.4% | $80,935-90.6% |
| Participation rate | 73.0% | 41.7%+31.3pp | 52.5%+20.5pp | 67.7%+5.3pp |
| Annual return | 29.81% | 35.28%-5.5pp | 1711.38%-1681.6pp | 35.66%-5.9pp |
| Employer contribution / active EE | $815 | $671+21.4% | $1,041-21.7% | $2,757-70.4% |
| Participant deferral / active EE | $1,866 | $1,228+51.9% | $1,954-4.5% | $4,299-56.6% |
| Admin fee / account holder | $1,278 | $2,434-47.5% | $2,827-54.8% | $6,924-81.5% |