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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,895 | $183,516-55.9% | $155,534-48.0% | $145,884-44.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.03% | 61.43%-48.4pp | 64.92%-51.9pp | 551.85%-538.8pp |
| Employer contribution / active EE | $4,595 | $5,315-13.5% | $4,675-1.7% | $4,662-1.5% |
| Participant deferral / active EE | $16,454 | $6,467+154.5% | $5,630+192.2% | $6,690+146.0% |
| Admin fee / account holder | $304 | $19,293-98.4% | $15,900-98.1% | $13,392-97.7% |