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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,354 | $100,139-34.7% | $85,187-23.3% | $145,884-55.2% |
| Participation rate | 93.3% | 74.1%+19.2pp | 67.5%+25.8pp | 80.3%+13.0pp |
| Annual return | 14.41% | 84.15%-69.7pp | 66.67%-52.3pp | 551.85%-537.4pp |
| Employer contribution / active EE | $5,459 | $3,238+68.6% | $2,732+99.8% | $4,662+17.1% |
| Participant deferral / active EE | $12,922 | $5,296+144.0% | $4,525+185.6% | $6,690+93.2% |
| Admin fee / account holder | $3,388 | $7,262-53.3% | $6,162-45.0% | $13,392-74.7% |