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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,944 | $29,736-86.7% | $56,033-93.0% | $80,935-95.1% |
| Participation rate | 84.6% | 41.7%+42.9pp | 52.5%+32.1pp | 67.7%+17.0pp |
| Annual return | 10.78% | 35.28%-24.5pp | 1711.38%-1700.6pp | 35.66%-24.9pp |
| Employer contribution / active EE | $561 | $671-16.4% | $1,041-46.1% | $2,757-79.6% |
| Participant deferral / active EE | $728 | $1,228-40.7% | $1,954-62.7% | $4,299-83.1% |
| Admin fee / account holder | $678 | $2,434-72.1% | $2,827-76.0% | $6,924-90.2% |