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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,332 | $184,014-56.3% | $161,149-50.2% | $138,895-42.2% |
| Participation rate | 52.4% | 82.1%-29.7pp | 78.8%-26.5pp | 79.9%-27.5pp |
| Annual return | 18.80% | 21.52%-2.7pp | 21.16%-2.4pp | 145.39%-126.6pp |
| Employer contribution / active EE | $1,462 | $5,055-71.1% | $4,360-66.5% | $4,194-65.1% |
| Participant deferral / active EE | $3,294 | $6,909-52.3% | $6,153-46.5% | $6,396-48.5% |
| Admin fee / account holder | $3,059 | $18,027-83.0% | $15,194-79.9% | $12,562-75.7% |