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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,925 | $154,754-96.8% | $124,206-96.0% | $138,895-96.5% |
| Participation rate | 88.9% | 75.5%+13.4pp | 69.6%+19.3pp | 79.9%+9.0pp |
| Annual return | 10.63% | 709.28%-698.7pp | 515.27%-504.6pp | 145.39%-134.8pp |
| Employer contribution / active EE | $430 | $4,446-90.3% | $3,540-87.9% | $4,194-89.8% |
| Participant deferral / active EE | $1,417 | $4,621-69.3% | $3,968-64.3% | $6,396-77.9% |
| Admin fee / account holder | $506 | $6,690-92.4% | $5,929-91.5% | $12,562-96.0% |