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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,619 | $108,825+43.9% | $156,181+0.3% | $82,448+90.0% |
| Participation rate | 67.3% | 72.4%-5.1pp | 78.8%-11.5pp | 68.1%-0.8pp |
| Annual return | 16.46% | 20.59%-4.1pp | 64.87%-48.4pp | 41.64%-25.2pp |
| Employer contribution / active EE | $3,005 | $2,870+4.7% | $4,294-30.0% | $2,551+17.8% |
| Participant deferral / active EE | $6,806 | $4,577+48.7% | $6,132+11.0% | $4,139+64.4% |
| Admin fee / account holder | $11,287 | $9,341+20.8% | $14,586-22.6% | $7,234+56.0% |