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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,060 | $160,028-85.6% | $147,080-84.3% | $145,884-84.2% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 14.51% | 98.60%-84.1pp | 420.17%-405.7pp | 551.85%-537.3pp |
| Employer contribution / active EE | $1,133 | $5,286-78.6% | $4,933-77.0% | $4,662-75.7% |
| Participant deferral / active EE | $2,632 | $8,422-68.8% | $8,066-67.4% | $6,690-60.7% |
| Admin fee / account holder | $469 | $15,030-96.9% | $12,989-96.4% | $13,392-96.5% |