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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,019 | $162,136-84.0% | $152,301-82.9% | $154,746-83.2% |
| Participation rate | 88.2% | 84.1%+4.1pp | 82.4%+5.8pp | 80.7%+7.5pp |
| Annual return | 145.03% | 91.02%+54.0pp | 80.50%+64.5pp | 172.34%-27.3pp |
| Employer contribution / active EE | $2,468 | $4,890-49.5% | $4,624-46.6% | $4,379-43.6% |
| Participant deferral / active EE | $5,214 | $8,341-37.5% | $8,004-34.9% | $6,730-22.5% |
| Admin fee / account holder | $467 | $15,759-97.0% | $14,398-96.8% | $14,365-96.7% |