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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,821 | $201,259+34.6% | $184,200+47.0% | $145,959+85.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 5.07% | 28.98%-23.9pp | 28.80%-23.7pp | 561.95%-556.9pp |
| Employer contribution / active EE | $29,631 | $7,018+322.2% | $6,424+361.3% | $4,661+535.7% |
| Participant deferral / active EE | $13,825 | $9,806+41.0% | $9,132+51.4% | $6,689+106.7% |
| Admin fee / account holder | $631 | $16,372-96.1% | $13,907-95.5% | $13,398-95.3% |