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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,714 | $111,830-70.7% | $93,696-65.1% | $145,884-77.6% |
| Participation rate | 55.0% | 74.2%-19.2pp | 68.7%-13.7pp | 80.3%-25.3pp |
| Annual return | 11.84% | 204.08%-192.2pp | 133.74%-121.9pp | 551.85%-540.0pp |
| Employer contribution / active EE | $1,720 | $3,093-44.4% | $2,422-29.0% | $4,662-63.1% |
| Participant deferral / active EE | $3,271 | $4,920-33.5% | $4,417-25.9% | $6,690-51.1% |
| Admin fee / account holder | $2,594 | $10,249-74.7% | $8,287-68.7% | $13,392-80.6% |