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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,994 | $69,118-97.1% | $53,647-96.3% | $138,895-98.6% |
| Participation rate | 90.0% | 64.0%+26.0pp | 56.3%+33.7pp | 79.9%+10.1pp |
| Annual return | 19.99% | 248.26%-228.3pp | 358.33%-338.3pp | 145.39%-125.4pp |
| Employer contribution / active EE | $0 | $1,189-100.0% | $962-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $1,285 | $2,274-43.5% | $1,813-29.1% | $6,396-79.9% |
| Admin fee / account holder | $735 | $2,724-73.0% | $2,460-70.1% | $12,562-94.1% |