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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,334 | $159,978-21.0% | $147,041-14.1% | $145,978-13.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.73% | 98.36%-82.6pp | 419.21%-403.5pp | 550.52%-534.8pp |
| Employer contribution / active EE | $10,401 | $5,288+96.7% | $4,935+110.8% | $4,662+123.1% |
| Participant deferral / active EE | $10,989 | $8,429+30.4% | $8,071+36.1% | $6,690+64.3% |
| Admin fee / account holder | $506 | $15,053-96.6% | $13,006-96.1% | $13,400-96.2% |