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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,466 | $77,460-76.2% | $100,378-81.6% | $80,925-77.2% |
| Participation rate | 84.4% | 76.9%+7.4pp | 81.5%+2.9pp | 67.7%+16.7pp |
| Annual return | 11.73% | 37.24%-25.5pp | 49.41%-37.7pp | 35.65%-23.9pp |
| Employer contribution / active EE | $976 | $2,801-65.2% | $3,942-75.3% | $2,756-64.6% |
| Participant deferral / active EE | $4,804 | $6,818-29.5% | $8,087-40.6% | $4,299+11.8% |
| Admin fee / account holder | $8,957 | $5,887+52.1% | $7,899+13.4% | $6,940+29.1% |