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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,505 | $102,385-36.0% | $147,080-55.5% | $80,935-19.1% |
| Participation rate | 74.1% | 75.9%-1.8pp | 82.2%-8.1pp | 67.7%+6.4pp |
| Annual return | 64.19% | 135.09%-70.9pp | 420.17%-356.0pp | 35.66%+28.5pp |
| Employer contribution / active EE | $2,569 | $3,717-30.9% | $4,933-47.9% | $2,757-6.8% |
| Participant deferral / active EE | $5,548 | $6,651-16.6% | $8,066-31.2% | $4,299+29.0% |
| Admin fee / account holder | $1,050 | $7,951-86.8% | $12,989-91.9% | $6,924-84.8% |