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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,393 | $78,013-40.5% | $178,449-74.0% | $80,911-42.7% |
| Participation rate | 37.3% | 65.7%-28.3pp | 77.1%-39.8pp | 67.6%-30.3pp |
| Annual return | 18.31% | 18.07%+0.2pp | 27.09%-8.8pp | 35.63%-17.3pp |
| Employer contribution / active EE | $832 | $2,287-63.6% | $3,951-78.9% | $2,756-69.8% |
| Participant deferral / active EE | $1,668 | $4,408-62.2% | $6,277-73.4% | $4,297-61.2% |
| Admin fee / account holder | $1,583 | $7,166-77.9% | $10,362-84.7% | $6,935-77.2% |