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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,393 | $77,962-40.5% | $178,540-74.0% | $80,935-42.7% |
| Participation rate | 37.3% | 65.7%-28.3pp | 77.1%-39.8pp | 67.7%-30.3pp |
| Annual return | 18.31% | 18.10%+0.2pp | 27.15%-8.8pp | 35.66%-17.4pp |
| Employer contribution / active EE | $832 | $2,280-63.5% | $3,953-78.9% | $2,757-69.8% |
| Participant deferral / active EE | $1,668 | $4,404-62.1% | $6,281-73.4% | $4,299-61.2% |
| Admin fee / account holder | $1,583 | $7,156-77.9% | $10,424-84.8% | $6,924-77.1% |