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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,763 | $155,555-59.0% | $146,866-56.6% | $155,188-58.9% |
| Participation rate | 68.8% | 84.0%-15.2pp | 82.5%-13.8pp | 80.8%-12.1pp |
| Annual return | 18.29% | 115.41%-97.1pp | 102.85%-84.6pp | 148.84%-130.6pp |
| Employer contribution / active EE | $1,827 | $4,647-60.7% | $4,425-58.7% | $4,248-57.0% |
| Participant deferral / active EE | $5,041 | $8,044-37.3% | $7,759-35.0% | $6,531-22.8% |
| Admin fee / account holder | $2,025 | $14,755-86.3% | $13,620-85.1% | $14,480-86.0% |