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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,492 | $180,749-87.6% | $160,784-86.0% | $137,256-83.6% |
| Participation rate | 85.7% | 80.0%+5.7pp | 77.0%+8.8pp | 80.0%+5.8pp |
| Annual return | 23.72% | 2234.46%-2210.7pp | 1803.92%-1780.2pp | 220.34%-196.6pp |
| Employer contribution / active EE | $5,059 | $4,155+21.8% | $3,733+35.5% | $4,156+21.7% |
| Participant deferral / active EE | $6,665 | $6,844-2.6% | $6,293+5.9% | $6,407+4.0% |
| Admin fee / account holder | $6,086 | $10,397-41.5% | $9,717-37.4% | $12,270-50.4% |