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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,013 | $57,119-44.0% | $85,187-62.4% | $80,935-60.4% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 8.67% | 21.70%-13.0pp | 66.67%-58.0pp | 35.66%-27.0pp |
| Employer contribution / active EE | $4,482 | $1,802+148.8% | $2,732+64.0% | $2,757+62.6% |
| Participant deferral / active EE | $2,487 | $3,115-20.1% | $4,525-45.0% | $4,299-42.1% |
| Admin fee / account holder | $1,589 | $4,990-68.1% | $6,162-74.2% | $6,924-77.0% |