Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,592 | $182,442-94.7% | $163,379-94.1% | $138,895-93.1% |
| Participation rate | 45.5% | 79.8%-34.3pp | 76.8%-31.4pp | 79.9%-34.5pp |
| Annual return | 19.87% | 72.74%-52.9pp | 63.41%-43.5pp | 145.39%-125.5pp |
| Employer contribution / active EE | $560 | $4,159-86.5% | $3,752-85.1% | $4,194-86.6% |
| Participant deferral / active EE | $1,141 | $6,817-83.3% | $6,282-81.8% | $6,396-82.2% |
| Admin fee / account holder | $2,352 | $10,396-77.4% | $9,818-76.0% | $12,562-81.3% |