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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,537 | $88,815-72.4% | $81,882-70.0% | $145,897-83.2% |
| Participation rate | 22.2% | 75.1%-52.9pp | 72.4%-50.2pp | 80.3%-58.1pp |
| Annual return | 9.97% | 1033.75%-1023.8pp | 779.47%-769.5pp | 552.29%-542.3pp |
| Employer contribution / active EE | $794 | $3,086-74.3% | $2,916-72.8% | $4,663-83.0% |
| Participant deferral / active EE | $2,395 | $4,647-48.5% | $4,323-44.6% | $6,689-64.2% |
| Admin fee / account holder | $2,301 | $8,434-72.7% | $7,360-68.7% | $13,390-82.8% |