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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,346 | $76,519-73.4% | $56,025-63.7% | $145,897-86.1% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 14.42% | 3017.03%-3002.6pp | 1712.69%-1698.3pp | 552.29%-537.9pp |
| Employer contribution / active EE | $3,346 | $1,383+141.9% | $1,042+221.3% | $4,663-28.2% |
| Participant deferral / active EE | $3,021 | $2,624+15.1% | $1,955+54.6% | $6,689-54.8% |
| Admin fee / account holder | $884 | $3,331-73.5% | $2,828-68.8% | $13,390-93.4% |