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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,954 | $57,119+64.5% | $85,187+10.3% | $80,935+16.1% |
| Participation rate | 62.9% | 56.4%+6.5pp | 67.5%-4.6pp | 67.7%-4.8pp |
| Annual return | 19.94% | 21.70%-1.8pp | 66.67%-46.7pp | 35.66%-15.7pp |
| Employer contribution / active EE | $2,277 | $1,802+26.4% | $2,732-16.7% | $2,757-17.4% |
| Participant deferral / active EE | $4,131 | $3,115+32.6% | $4,525-8.7% | $4,299-3.9% |
| Admin fee / account holder | $854 | $4,990-82.9% | $6,162-86.1% | $6,924-87.7% |