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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,954 | $57,073+64.6% | $85,126+10.4% | $80,925+16.1% |
| Participation rate | 62.9% | 56.4%+6.5pp | 67.5%-4.6pp | 67.7%-4.8pp |
| Annual return | 19.94% | 21.69%-1.7pp | 66.63%-46.7pp | 35.65%-15.7pp |
| Employer contribution / active EE | $2,277 | $1,801+26.5% | $2,731-16.6% | $2,756-17.4% |
| Participant deferral / active EE | $4,131 | $3,113+32.7% | $4,523-8.7% | $4,299-3.9% |
| Admin fee / account holder | $854 | $4,988-82.9% | $6,160-86.1% | $6,940-87.7% |