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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,011 | $106,864-85.0% | $147,318-89.1% | $82,637-80.6% |
| Participation rate | 81.7% | 75.5%+6.2pp | 82.1%-0.4pp | 68.1%+13.6pp |
| Annual return | 23.54% | 27.49%-4.0pp | 70.43%-46.9pp | 53.51%-30.0pp |
| Employer contribution / active EE | $1,846 | $3,417-46.0% | $4,593-59.8% | $2,552-27.7% |
| Participant deferral / active EE | $2,829 | $6,496-56.4% | $7,906-64.2% | $4,126-31.4% |
| Admin fee / account holder | $2,321 | $8,415-72.4% | $13,708-83.1% | $7,339-68.4% |