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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,011 | $99,875-84.0% | $146,866-89.1% | $86,983-81.6% |
| Participation rate | 81.7% | 75.8%+5.9pp | 82.5%-0.8pp | 69.5%+12.1pp |
| Annual return | 23.54% | 28.10%-4.6pp | 102.85%-79.3pp | 25.83%-2.3pp |
| Employer contribution / active EE | $1,846 | $3,224-42.7% | $4,425-58.3% | $2,584-28.6% |
| Participant deferral / active EE | $2,829 | $6,322-55.3% | $7,759-63.5% | $4,194-32.5% |
| Admin fee / account holder | $2,321 | $7,838-70.4% | $13,620-83.0% | $7,856-70.5% |