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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,461 | $156,398-86.9% | $147,318-86.1% | $138,895-85.3% |
| Participation rate | 83.3% | 83.8%-0.4pp | 82.1%+1.3pp | 79.9%+3.4pp |
| Annual return | 19.40% | 78.75%-59.3pp | 70.43%-51.0pp | 145.39%-126.0pp |
| Employer contribution / active EE | $2,329 | $4,853-52.0% | $4,593-49.3% | $4,194-44.5% |
| Participant deferral / active EE | $2,633 | $8,237-68.0% | $7,906-66.7% | $6,396-58.8% |
| Admin fee / account holder | $1,330 | $14,976-91.1% | $13,708-90.3% | $12,562-89.4% |