Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,681 | $62,166-45.8% | $81,286-58.6% | $74,429-54.7% |
| Participation rate | 66.1% | 64.1%+2.1pp | 69.5%-3.4pp | 67.2%-1.1pp |
| Annual return | 13.54% | 16.50%-3.0pp | 24.80%-11.3pp | 1368.38%-1354.8pp |
| Employer contribution / active EE | $1,628 | $1,881-13.5% | $2,463-33.9% | $2,625-38.0% |
| Participant deferral / active EE | $2,659 | $3,223-17.5% | $3,883-31.5% | $4,348-38.9% |
| Admin fee / account holder | $4,822 | $1,925+150.5% | $5,764-16.3% | $1,944+148.0% |