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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,031 | $29,667+31.6% | $56,441-30.8% | $80,874-51.7% |
| Participation rate | 23.7% | 41.7%-17.9pp | 52.5%-28.8pp | 67.6%-43.9pp |
| Annual return | 15.36% | 35.22%-19.9pp | 1704.21%-1688.9pp | 35.62%-20.3pp |
| Employer contribution / active EE | $412 | $669-38.5% | $1,039-60.4% | $2,756-85.0% |
| Participant deferral / active EE | $1,642 | $1,227+33.9% | $1,953-15.9% | $4,297-61.8% |
| Admin fee / account holder | $610 | $2,429-74.9% | $2,829-78.4% | $6,935-91.2% |