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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,031 | $29,733+31.3% | $56,025-30.3% | $80,959-51.8% |
| Participation rate | 23.7% | 41.7%-18.0pp | 52.5%-28.8pp | 67.7%-43.9pp |
| Annual return | 15.36% | 35.28%-19.9pp | 1712.69%-1697.3pp | 35.67%-20.3pp |
| Employer contribution / active EE | $412 | $672-38.7% | $1,042-60.4% | $2,757-85.1% |
| Participant deferral / active EE | $1,642 | $1,229+33.6% | $1,955-16.0% | $4,300-61.8% |
| Admin fee / account holder | $610 | $2,434-74.9% | $2,828-78.4% | $6,925-91.2% |