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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,674 | $183,539-84.4% | $155,556-81.6% | $145,897-80.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.34% | 61.31%-49.0pp | 64.84%-52.5pp | 552.29%-540.0pp |
| Employer contribution / active EE | $910 | $5,315-82.9% | $4,675-80.5% | $4,663-80.5% |
| Participant deferral / active EE | $4,386 | $6,467-32.2% | $5,631-22.1% | $6,689-34.4% |
| Admin fee / account holder | $2,258 | $19,275-88.3% | $15,885-85.8% | $13,390-83.1% |