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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,674 | $183,592-84.4% | $155,567-81.6% | $145,959-80.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.34% | 61.24%-48.9pp | 64.74%-52.4pp | 561.95%-549.6pp |
| Employer contribution / active EE | $910 | $5,315-82.9% | $4,674-80.5% | $4,661-80.5% |
| Participant deferral / active EE | $4,386 | $6,464-32.1% | $5,628-22.1% | $6,689-34.4% |
| Admin fee / account holder | $2,258 | $19,318-88.3% | $15,916-85.8% | $13,398-83.1% |