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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,970 | $184,014-41.9% | $161,149-33.6% | $138,895-23.0% |
| Participation rate | 75.0% | 82.1%-7.1pp | 78.8%-3.8pp | 79.9%-4.9pp |
| Annual return | 18.64% | 21.52%-2.9pp | 21.16%-2.5pp | 145.39%-126.8pp |
| Employer contribution / active EE | $24,693 | $5,055+388.4% | $4,360+466.3% | $4,194+488.7% |
| Participant deferral / active EE | $14,420 | $6,909+108.7% | $6,153+134.4% | $6,396+125.5% |
| Admin fee / account holder | $321 | $18,027-98.2% | $15,194-97.9% | $12,562-97.4% |