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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $803,192 | $183,539+337.6% | $155,556+416.3% | $145,897+450.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.30% | 61.31%-47.0pp | 64.84%-50.5pp | 552.29%-538.0pp |
| Employer contribution / active EE | $1,437 | $5,315-73.0% | $4,675-69.3% | $4,663-69.2% |
| Participant deferral / active EE | $1,536 | $6,467-76.2% | $5,631-72.7% | $6,689-77.0% |
| Admin fee / account holder | $3,741 | $19,275-80.6% | $15,885-76.4% | $13,390-72.1% |