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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,424 | $88,815-41.0% | $81,882-36.0% | $145,897-64.1% |
| Participation rate | 53.8% | 75.1%-21.2pp | 72.4%-18.5pp | 80.3%-26.5pp |
| Annual return | 94.15% | 1033.75%-939.6pp | 779.47%-685.3pp | 552.29%-458.1pp |
| Employer contribution / active EE | $2,085 | $3,086-32.4% | $2,916-28.5% | $4,663-55.3% |
| Participant deferral / active EE | $4,739 | $4,647+2.0% | $4,323+9.6% | $6,689-29.2% |
| Admin fee / account holder | $598 | $8,434-92.9% | $7,360-91.9% | $13,390-95.5% |