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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,419 | $150,207-51.8% | $120,380-39.8% | $145,978-50.4% |
| Participation rate | 66.7% | 78.8%-12.1pp | 71.9%-5.2pp | 80.3%-13.6pp |
| Annual return | 13.96% | 154.28%-140.3pp | 107.28%-93.3pp | 550.52%-536.6pp |
| Employer contribution / active EE | $2,209 | $4,351-49.2% | $3,465-36.2% | $4,662-52.6% |
| Participant deferral / active EE | $5,651 | $6,175-8.5% | $4,992+13.2% | $6,690-15.5% |
| Admin fee / account holder | $5,676 | $12,203-53.5% | $9,421-39.7% | $13,400-57.6% |