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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,419 | $150,412-51.9% | $120,574-39.9% | $145,884-50.4% |
| Participation rate | 66.7% | 78.8%-12.1pp | 71.9%-5.3pp | 80.3%-13.6pp |
| Annual return | 13.96% | 154.50%-140.5pp | 107.42%-93.5pp | 551.85%-537.9pp |
| Employer contribution / active EE | $2,209 | $4,355-49.3% | $3,471-36.3% | $4,662-52.6% |
| Participant deferral / active EE | $5,651 | $6,175-8.5% | $4,996+13.1% | $6,690-15.5% |
| Admin fee / account holder | $5,676 | $12,224-53.6% | $9,445-39.9% | $13,392-57.6% |