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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,752 | $96,731+29.0% | $123,973+0.6% | $86,983+43.4% |
| Participation rate | 88.0% | 70.0%+18.0pp | 76.7%+11.3pp | 69.5%+18.5pp |
| Annual return | 21.93% | 17.33%+4.6pp | 388.13%-366.2pp | 25.83%-3.9pp |
| Employer contribution / active EE | $6,420 | $3,297+94.7% | $4,126+55.6% | $2,584+148.4% |
| Participant deferral / active EE | $9,281 | $4,152+123.5% | $5,247+76.9% | $4,194+121.3% |
| Admin fee / account holder | $7,137 | $8,722-18.2% | $11,799-39.5% | $7,856-9.2% |