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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,752 | $89,259+39.8% | $107,187+16.4% | $82,637+51.0% |
| Participation rate | 88.0% | 67.9%+20.1pp | 75.0%+13.0pp | 68.1%+19.9pp |
| Annual return | 21.93% | 21.02%+0.9pp | 204.55%-182.6pp | 53.51%-31.6pp |
| Employer contribution / active EE | $6,420 | $3,080+108.4% | $3,782+69.7% | $2,552+151.6% |
| Participant deferral / active EE | $9,281 | $4,037+129.9% | $5,096+82.1% | $4,126+124.9% |
| Admin fee / account holder | $7,137 | $7,381-3.3% | $9,162-22.1% | $7,339-2.8% |