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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,046 | $154,754-92.2% | $124,206-90.3% | $138,895-91.3% |
| Participation rate | 41.7% | 75.5%-33.8pp | 69.6%-27.9pp | 79.9%-38.3pp |
| Annual return | 17.50% | 709.28%-691.8pp | 515.27%-497.8pp | 145.39%-127.9pp |
| Employer contribution / active EE | $572 | $4,446-87.1% | $3,540-83.8% | $4,194-86.4% |
| Participant deferral / active EE | $1,487 | $4,621-67.8% | $3,968-62.5% | $6,396-76.7% |
| Admin fee / account holder | $10,487 | $6,690+56.8% | $5,929+76.9% | $12,562-16.5% |