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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,890 | $97,289-45.6% | $92,805-43.0% | $155,188-65.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 19.32% | 29.03%-9.7pp | 31.59%-12.3pp | 148.84%-129.5pp |
| Employer contribution / active EE | $3,061 | $3,632-15.7% | $3,424-10.6% | $4,248-27.9% |
| Participant deferral / active EE | $3,830 | $8,795-56.4% | $8,448-54.7% | $6,531-41.4% |
| Admin fee / account holder | $592 | $12,015-95.1% | $10,911-94.6% | $14,480-95.9% |