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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,723 | $76,522+69.5% | $56,033+131.5% | $145,884-11.1% |
| Participation rate | 37.5% | 63.2%-25.7pp | 52.5%-15.0pp | 80.3%-42.8pp |
| Annual return | 14.30% | 3014.28%-3000.0pp | 1711.38%-1697.1pp | 551.85%-537.5pp |
| Employer contribution / active EE | $815 | $1,382-41.0% | $1,041-21.7% | $4,662-82.5% |
| Participant deferral / active EE | $869 | $2,624-66.9% | $1,954-55.5% | $6,690-87.0% |
| Admin fee / account holder | $925 | $3,328-72.2% | $2,827-67.3% | $13,392-93.1% |