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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,139 | $101,539-64.4% | $147,041-75.4% | $74,400-51.4% |
| Participation rate | 40.8% | 75.5%-34.7pp | 82.2%-41.4pp | 67.2%-26.4pp |
| Annual return | 21.10% | 8740.84%-8719.7pp | 419.21%-398.1pp | 1367.51%-1346.4pp |
| Employer contribution / active EE | $1,429 | $3,811-62.5% | $4,935-71.0% | $2,624-45.5% |
| Participant deferral / active EE | $4,003 | $7,304-45.2% | $8,071-50.4% | $4,348-7.9% |
| Admin fee / account holder | $1,298 | $1,749-25.8% | $13,006-90.0% | $1,944-33.2% |