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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,139 | $101,653-64.4% | $147,080-75.4% | $74,459-51.5% |
| Participation rate | 40.8% | 75.6%-34.7pp | 82.2%-41.4pp | 67.2%-26.4pp |
| Annual return | 21.10% | 8754.98%-8733.9pp | 420.17%-399.1pp | 1369.70%-1348.6pp |
| Employer contribution / active EE | $1,429 | $3,813-62.5% | $4,933-71.0% | $2,626-45.6% |
| Participant deferral / active EE | $4,003 | $7,304-45.2% | $8,066-50.4% | $4,350-8.0% |
| Admin fee / account holder | $1,298 | $1,752-25.9% | $12,989-90.0% | $1,945-33.2% |