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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,706 | $183,516-94.7% | $155,534-93.8% | $145,884-93.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.91% | 61.43%-52.5pp | 64.92%-56.0pp | 551.85%-542.9pp |
| Employer contribution / active EE | $1,497 | $5,315-71.8% | $4,675-68.0% | $4,662-67.9% |
| Participant deferral / active EE | $936 | $6,467-85.5% | $5,630-83.4% | $6,690-86.0% |
| Admin fee / account holder | $605 | $19,293-96.9% | $15,900-96.2% | $13,392-95.5% |