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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,160 | $174,379-47.7% | $152,093-40.1% | $138,895-34.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 4.81% | 74.86%-70.0pp | 66.36%-61.5pp | 145.39%-140.6pp |
| Employer contribution / active EE | $9,074 | $4,652+95.1% | $4,175+117.4% | $4,194+116.3% |
| Participant deferral / active EE | $4,700 | $6,159-23.7% | $5,451-13.8% | $6,396-26.5% |
| Admin fee / account holder | $922 | $16,880-94.5% | $14,497-93.6% | $12,562-92.7% |