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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$2,179 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,660 | $106,230-11.8% | $147,080-36.3% | $77,736+20.5% |
| Participation rate | 85.5% | 78.4%+7.1pp | 82.2%+3.3pp | 70.6%+14.9pp |
| Annual return | 17.70% | 56.91%-39.2pp | 420.17%-402.5pp | 31.26%-13.6pp |
| Employer contribution / active EE | $2 | $4,072-100.0% | $4,933-100.0% | $2,728-99.9% |
| Participant deferral / active EE | $17,607 | $8,001+120.1% | $8,066+118.3% | $4,651+278.6% |
| Admin fee / account holder | -$6 | $338-101.9% | $12,989-100.0% | $433-101.4% |