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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,940 | $181,062-23.3% | $158,223-12.2% | $155,188-10.5% |
| Participation rate | 35.7% | 82.7%-46.9pp | 79.2%-43.5pp | 80.8%-45.1pp |
| Annual return | 15.52% | 57.39%-41.9pp | 52.09%-36.6pp | 148.84%-133.3pp |
| Employer contribution / active EE | $987 | $4,565-78.4% | $4,109-76.0% | $4,248-76.8% |
| Participant deferral / active EE | $2,418 | $6,134-60.6% | $5,467-55.8% | $6,531-63.0% |
| Admin fee / account holder | $60,142 | $18,825+219.5% | $16,047+274.8% | $14,480+315.4% |