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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,933 | $51,606-63.3% | $129,339-85.4% | $80,911-76.6% |
| Participation rate | 27.8% | 57.0%-29.2pp | 69.6%-41.9pp | 67.6%-39.9pp |
| Annual return | 21.95% | 20.76%+1.2pp | 9437.05%-9415.1pp | 35.63%-13.7pp |
| Employer contribution / active EE | $547 | $1,582-65.4% | $4,154-86.8% | $2,756-80.2% |
| Participant deferral / active EE | $2,316 | $2,669-13.2% | $4,170-44.5% | $4,297-46.1% |
| Admin fee / account holder | $1,645 | $4,310-61.8% | $7,668-78.6% | $6,935-76.3% |