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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,933 | $51,642-63.3% | $129,384-85.4% | $80,935-76.6% |
| Participation rate | 27.8% | 56.9%-29.1pp | 69.6%-41.9pp | 67.7%-39.9pp |
| Annual return | 21.95% | 20.78%+1.2pp | 9461.77%-9439.8pp | 35.66%-13.7pp |
| Employer contribution / active EE | $547 | $1,583-65.4% | $4,153-86.8% | $2,757-80.2% |
| Participant deferral / active EE | $2,316 | $2,670-13.2% | $4,166-44.4% | $4,299-46.1% |
| Admin fee / account holder | $1,645 | $4,312-61.9% | $7,686-78.6% | $6,924-76.2% |