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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,839 | $134,817-53.4% | $123,973-49.3% | $155,188-59.5% |
| Participation rate | 42.9% | 79.4%-36.5pp | 76.7%-33.8pp | 80.8%-37.9pp |
| Annual return | 11.92% | 515.49%-503.6pp | 388.13%-376.2pp | 148.84%-136.9pp |
| Employer contribution / active EE | $1,995 | $4,425-54.9% | $4,126-51.6% | $4,248-53.0% |
| Participant deferral / active EE | $6,333 | $5,706+11.0% | $5,247+20.7% | $6,531-3.0% |
| Admin fee / account holder | $6,144 | $13,245-53.6% | $11,799-47.9% | $14,480-57.6% |