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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,839 | $129,737-51.6% | $119,126-47.3% | $154,746-59.4% |
| Participation rate | 42.9% | 78.9%-36.0pp | 75.8%-32.9pp | 80.7%-37.8pp |
| Annual return | 11.92% | 379.08%-367.2pp | 282.11%-270.2pp | 172.34%-160.4pp |
| Employer contribution / active EE | $1,995 | $4,375-54.4% | $4,034-50.5% | $4,379-54.4% |
| Participant deferral / active EE | $6,333 | $5,842+8.4% | $5,318+19.1% | $6,730-5.9% |
| Admin fee / account holder | $6,144 | $11,961-48.6% | $10,693-42.5% | $14,365-57.2% |