See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $3,354 |
Filed as: WILSHIRE ADVISORS LLC Service code 26 | Advisory (Participants) | $1,146 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,641 | $50,815-24.0% | $155,509-75.2% | $77,643-50.2% |
| Participation rate | 38.7% | 63.1%-24.4pp | 78.2%-39.5pp | 70.6%-31.9pp |
| Annual return | 14.54% | 34.80%-20.3pp | 64.67%-50.1pp | 31.24%-16.7pp |
| Employer contribution / active EE | $1,189 | $1,993-40.4% | $4,672-74.6% | $2,726-56.4% |
| Participant deferral / active EE | $2,271 | $2,822-19.5% | $5,626-59.6% | $4,647-51.1% |
| Admin fee / account holder | $566 | $437+29.6% | $15,912-96.4% | $430+31.5% |