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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,683 | $57,140-55.1% | $85,240-69.9% | $80,959-68.3% |
| Participation rate | 0.0% | 56.4%-56.4pp | 67.5%-67.5pp | 67.7%-67.7pp |
| Annual return | 14.67% | 21.71%-7.0pp | 66.75%-52.1pp | 35.67%-21.0pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,735-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,432 | $3,115+10.2% | $4,527-24.2% | $4,300-20.2% |
| Admin fee / account holder | $9,593 | $4,992+92.2% | $6,165+55.6% | $6,925+38.5% |