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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,683 | $57,073-55.0% | $85,126-69.8% | $80,925-68.3% |
| Participation rate | 0.0% | 56.4%-56.4pp | 67.5%-67.5pp | 67.7%-67.7pp |
| Annual return | 14.67% | 21.69%-7.0pp | 66.63%-52.0pp | 35.65%-21.0pp |
| Employer contribution / active EE | $0 | $1,801-100.0% | $2,731-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $3,432 | $3,113+10.2% | $4,523-24.1% | $4,299-20.2% |
| Admin fee / account holder | $9,593 | $4,988+92.3% | $6,160+55.7% | $6,940+38.2% |