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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,380 | $51,638-14.1% | $129,406-65.7% | $80,959-45.2% |
| Participation rate | 17.0% | 56.9%-39.9pp | 69.6%-52.6pp | 67.7%-50.6pp |
| Annual return | 12.66% | 20.78%-8.1pp | 9468.18%-9455.5pp | 35.67%-23.0pp |
| Employer contribution / active EE | $651 | $1,584-58.9% | $4,155-84.3% | $2,757-76.4% |
| Participant deferral / active EE | $1,170 | $2,670-56.2% | $4,167-71.9% | $4,300-72.8% |
| Admin fee / account holder | $1,815 | $4,313-57.9% | $7,689-76.4% | $6,925-73.8% |