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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,070 | $95,404-60.1% | $113,397-66.4% | $82,637-53.9% |
| Participation rate | 76.6% | 72.8%+3.8pp | 76.5%+0.1pp | 68.1%+8.5pp |
| Annual return | 22.76% | 19.08%+3.7pp | 23.20%-0.4pp | 53.51%-30.7pp |
| Employer contribution / active EE | $3,349 | $2,307+45.2% | $2,977+12.5% | $2,552+31.2% |
| Participant deferral / active EE | $8,197 | $4,220+94.3% | $5,076+61.5% | $4,126+98.7% |
| Admin fee / account holder | $4,861 | $9,168-47.0% | $11,957-59.3% | $7,339-33.8% |