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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,764 | $56,060+10.2% | $76,002-18.7% | $80,874-23.6% |
| Participation rate | 80.0% | 62.0%+18.0pp | 69.1%+10.9pp | 67.6%+12.4pp |
| Annual return | 16.24% | 20.54%-4.3pp | 360.07%-343.8pp | 35.62%-19.4pp |
| Employer contribution / active EE | $2,669 | $1,873+42.5% | $2,688-0.7% | $2,756-3.1% |
| Participant deferral / active EE | $7,615 | $3,051+149.6% | $4,257+78.9% | $4,297+77.2% |
| Admin fee / account holder | $5,938 | $5,237+13.4% | $6,414-7.4% | $6,935-14.4% |