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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,764 | $55,902+10.5% | $76,030-18.8% | $80,959-23.7% |
| Participation rate | 80.0% | 62.1%+17.9pp | 69.1%+10.9pp | 67.7%+12.3pp |
| Annual return | 16.24% | 20.59%-4.4pp | 361.54%-345.3pp | 35.67%-19.4pp |
| Employer contribution / active EE | $2,669 | $1,867+43.0% | $2,688-0.7% | $2,757-3.2% |
| Participant deferral / active EE | $7,615 | $3,051+149.6% | $4,257+78.9% | $4,300+77.1% |
| Admin fee / account holder | $5,938 | $5,239+13.3% | $6,421-7.5% | $6,925-14.3% |